Terms and Conditions



By taking out a subscription you accept in full all these terms and conditions and agree to comply with them at all times.

2.0 18 YEARS OLD:

Members must be at least 18 years of age or older as local gambling law dictates. You accept that if you are resident outside the UK, you must satisfy yourself that you are lawfully able to receive our services.


All confidential betting information must be used only by the member whose name is entered in the registration form.


Once a member has received his/her membership confirmation, he/she is bound to an agreement that he/she shall not in any way divulge selections or any information regarding Lay Horses to any third parties or discuss our bets on any internet forums or personal blogs, whether before or after the official result, as this is a private members organisation and any information passed onto members must remain private. It (Lay Horses information and bets) is released exclusively to members of Lay Horses only- information piracy and/or the re-transmission of syndicate information, either for commercial gain or not of any kind will not be permitted, and if any members unique username, password, or Tel pin No. is found being used by any pirate sites or third parties, we will seek legal redress in any such cases. Furthermore, any member found to be discussing Lay Horses selections or any private information about the service of any kind on forums or who have been found to have passed on their unique username, password, or Tel pin to any pirate sites or third parties will have his/her subscription terminated immediately without notice. This is a private members organisation, therefore members are asked to please keep it that way, otherwise advised prices may become harder to obtain for genuine members. You adhere that upon subscribing to Lay Horses you shall not recieve a refund or part refund of your initial subscription payment before use or after use of membership.


Due to the nature of electronic distribution of information, services and materials, neither Lay Horses nor any of its Data Providers nor affiliates have any liability (whether in contract or tort) for any losses, costs or damages resulting from or related to use of or inability to use any information contained in our services or the provision of the services to the fullest extent to which such liability may be excluded or avoided by law. 


You irrevocably indemnify Lay Horses and its Data Providers and affiliates from and against any and all losses, damages and costs suffered or incurred by Lay Horses, any Data Providers or affiliates of what so ever nature arising out of or in connection with your use, provision or distribution of information or any part of our services or any part or otherwise.


When you subscribe to Lay Horses on line your card details are protected with SSL and are transmitted via a secure server. Your card details are only used to process the transaction at the actual time of the subscription, only the first and last 4 digits of the card can be read in order to identify the transaction. Your card transaction will appear on your bank or credit card statement as a payment payable to McCallum Racing Ltd.


Under no circumstances will Lay Horses pass on or sell details of our members or visitors to the web site to any other third party. We fully appreciate the importance of privacy for all concerned.